1. LA Region Small Business Relief Fund

Grants from $2,000 to $25,000 for small businesses and non-profits with structural damage, inventory loss or revenue loss due to the wildfires. Must have annual revenue of up to $6 million and fewer than 100 employees. Small businesses impacted can apply here.

The LA Region Worker Relief Fund provides direct relief through cash assistance grants to workers who lost employment or income because of the disaster. Workers impacted can apply here.

2. U.S. Small Business Administration (SBA) Disaster Loans

SBA low-interest disaster loans up to $2 million for businesses and non-profits to repair or replace disaster-damaged real estate, machinery, equipment, inventory, and other business assets. Online applications can be submitted here. Business Recovery Centers have been set up in Los Angeles County to help with in-person applications by making an appointment here.

3. Los Angeles Area Chamber of Commerce Small Business Disaster Recovery Fund

The Los Angeles Area Chamber of Commerce is awarding grants of up to $25,000 to small businesses affected by the wildfires. The organization will also host disaster recovery webinars and provide business counseling to help them rebuild. Applications open in March 2025, and interested parties can register and receive more information here.

4. TMC Community Capital Small Business Strong: LA Wildfire Relief Fund

Microloans and grants of up to $5,000 for micro-businesses, self-employed workers and service workers impacted by the wildfires to get quick access to capital for rebuilding and operational needs. Learn more to see if you qualify and apply here.

5. Accion Opportunity Fund Small Business Relief Fund

The Accion Opportunity Fund offers financial assistance and resources for small businesses affected by wildfires, including loans and grants to support recovery and rebuilding. The fund will focus on four key areas:

• Loan Payment Relief
• Small Business Grants
• New Loans
• Educational Resources and Technical Assistance

7. California Governor’s Office of Business and Economic Development (GO-Biz)

GO-Biz has a resource guide and online training sessions for small businesses affected by the wildfires. Their portal offers information on assistance with shelter, food, repairs and more.

For one-on-one assistance, you can visit your local Business Recovery Center sponsored by the SBA or contact them directly to get info on application processes, eligibility and deadlines.

The City of Los Angeles Economic and Workforce Development Department also has ten Business Resource Centers throughout the city, which offer various resources dedicated to wildfire relief.

Resources for Small Businesses & Workers

The post Loan and Relief Options for Rebuilding Your Small Business After the Fires appeared first on The Hemet & San Jacinto Chronicle.

The Scope of the Destruction
The wildfires, which ignited on January 7, scorched 37,469 acres and claimed the lives of at least 26 individuals. The inferno forced approximately 150,000 residents to evacuate, leaving entire neighborhoods in ruins. Communities in the Pacific Palisades and Altadena bore the brunt of the destruction, suffering significant damage to homes, businesses, and infrastructure.

According to Newsom’s letter, the requested funds would be allocated toward various recovery initiatives, including workforce recovery, tax incentives, wildfire resilience, and private property redevelopment. The largest portion—42% of the total request—would be dedicated to public assistance for debris removal and repair work.

“The impacted communities have experienced widespread devastation, and the total impact on California’s economy will take years to fully quantify,” Newsom stated, underscoring the long-term economic toll of the disaster.

Federal Aid Proposal Breakdown
Newsom’s request outlines specific allocations for recovery and rebuilding efforts:

• $16.8 billion for rebuilding and repairing roads, bridges, public buildings, parks, schools, and utilities, as well as hazardous waste and debris removal.
• $9.9 billion for housing costs and infrastructure.
• $5.3 billion for low-interest loans for businesses, nonprofit organizations, homeowners, and renters.
• $4.3 billion for economic development grants to assist in business recovery and growth.
• $2 billion for low-income housing tax credits over the next ten years.
• $375.8 million for health and child care needs for survivors.
• $350 million for the U.S. Forestry Service to support fire mitigation and post-fire recovery efforts.
• $51 million in grant funding for dislocated worker and unemployment assistance.

Political Response and Challenges in Congress
The request has received bipartisan support from some lawmakers representing the affected areas. Representative Judy Chu (D-CA) lauded the proposal, stating, “This package will provide an injection of desperately needed federal aid for rebuilding homes, businesses, and community institutions, which will support the healing process for Angelenos suffering the grief and trauma of losing loved ones, homes, and every belonging they cherished.”

Similarly, Representative Brad Sherman (D-CA), whose district includes Pacific Palisades, expressed strong backing for the funding. “My constituents urgently need this assistance to rebuild their homes and their lives,” he said.

Newsom’s request faces an uphill battle in Congress, where both chambers are narrowly controlled by Republicans. Some GOP lawmakers have signaled their reluctance to approve the aid without conditions. House Speaker Mike Johnson (R-LA) and other Republican leaders have floated the possibility of tying California’s disaster relief funding to unrelated legislative priorities, such as debt ceiling negotiations.
Representative Ralph Norman (R-SC) took a hardline stance, stating, “We’ve got to get a pound of flesh on any dollar spent on California, in my opinion.”

Democratic Opposition to Conditions on Aid
Democratic leaders have pushed back against any attempts to politicize the relief efforts. Representative Pete Aguilar (D-CA), the third-ranking House Democrat, strongly opposed placing conditions on disaster assistance.

“We will not support conditions to disaster assistance,” Aguilar said. “We did not put partisan conditions on Florida, Louisiana, or the Carolinas when we offered aid. Partisan conditions are not helpful and will distract from the help, and more importantly, delay the help that’s necessary for the American public.”

Newsom’s Meeting with Trump and Federal Response
Earlier this month, Newsom traveled to Washington, D.C., where he met with lawmakers from both parties and lobbied for the passage of supplemental aid for California. He also held a 90-minute meeting with President Donald Trump in the Oval Office, where they discussed wildfire recovery efforts.

While Newsom described the meeting as “positive,” he admitted that discussions remained at a “top-line” level. Notably, they did not address whether the Trump administration would honor a previous commitment made by former President Joe Biden to fully cover the cost of recovery efforts for the first 180 days.

Trump, who visited the fire-ravaged Palisades region earlier this month, acknowledged the scale of the destruction. “I don’t think you can realize how rough it is, how devastating it is until you see it,” he said. “I mean, I saw a lot of bad things on television, but the extent of it, the size of it, we flew over it in a helicopter.”

However, Trump has also expressed skepticism about providing federal funds to California. In an interview with Fox News last month, he stated that the federal government should not give California “anything” until the state changed its water management policies to prioritize the southern region.

The Road Ahead
The debate over California’s wildfire recovery funding is likely to be contentious. Ric Grenell, a close Trump ally and former acting Director of National Intelligence, hinted at a looming battle over aid distribution. Speaking at the Conservative Political Action Conference, Grenell stated, “We are going to have strings on the money that we give to California.” Grenell, who is rumored to be considering a gubernatorial bid in 2026, did not elaborate on what specific conditions might be attached.

As Newsom and California’s congressional delegation continue to advocate for swift federal assistance, the outcome remains uncertain. The ongoing political tensions in Washington, combined with the state’s history of contentious relations with Republican leadership, could delay critical funding for communities in desperate need of support.

For thousands of displaced residents and business owners struggling to recover, the stakes could not be higher. The coming weeks will determine whether California receives the federal assistance it needs to rebuild—or whether political gridlock will leave victims of the fires without the aid they so urgently require.

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